📍London/Cardiff/Remote (UK) | 💰£43,300 to £58,500 + Incentive Awards tied to your performance + Benefits ✨

Our team ⭐

Credit Platform's mission is to systematise credit analysis and decisioning across Monzo's products, data and geographies.⁠

We source, onboard and manage the credit bureau and external-data suppliers that power underwriting in the UK and, increasingly, across the EU. You'll join a small, high-performing team supporting an ambitious multi-market growth agenda.

🔑 You’ll play a key role by...

• Supporting the sourcing, onboarding and day-to-day management of Credit Reference Agencies and external-data suppliers across consumer and commercial data
• Maintaining Monzo's single source of truth on what bureau (borrowing) data and products we hold, what we're contracted for, and how each is used
• Tracking and reconciling spend against supplier volumes and budgets, and surfacing cost-optimisation opportunities
• Coordinating supplier onboarding steps with Legal, Data Protection, Security and Procurement
• Helping test and evaluate new CRA and alternative-data products, and writing up findings for the squad to evaluate further
• Owning end-to-end one or more supplier relationships or EU workstreams (e.g. Open Banking scoring, a market's bureau stack), and deputising for the Credit Bureau Relationship Manager
• Leading discrete procurement/contract-lifecycle activities and shaping supplier strategy in your area

🤩 We’d love to hear from you if…

• You're highly organised and thrive on keeping many moving parts in order i.e tracking actions, deadlines and follow-ups so nothing slips
• You're a clear, confident communicator, comfortable coordinating with suppliers and internal teams
• You have a sharp eye for detail across invoices, contracts, trackers and records stay accurate in your hands
• You're proactive and self-starting: you chase things down and keep work moving without being asked
• You're genuinely curious about credit-bureau data, suppliers and how they support lending and keen to build that domain knowledge
• Nice to have: exposure to procurement, supplier/vendor management, or financial services

🙌 What’s in it for you

💰 £43,300 to £58,500 + Incentive Awards tied to your performance.

✅ We can sponsor your visa.

📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London)

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has 3 key steps

• Recruiter call
• Initial hiring manager call
• Final stage (x2 interviews) consisting of a role specific interview and a collaboration interview

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

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