Title: Program Pricing Actuary

Location: San Jose, CA / Austin, TX / Dallas, TX / Morristown, NJ (Hybrid)

Reporting to: Director, Program Actuary

Open to Relocation? We’ve Got You Covered:

This role is open to candidates willing to relocate to one of our hub locations. Hippo offers relocation assistance to support your move, so you can focus on doing impactful work—not the logistics of getting here.

About Hippo:

Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most.

Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement.

If you're energized by building what's next, we'd love to meet you.

About This Role:

We are seeking a strategic and experienced Actuary to support our pricing strategy across our portfolio of third-party P&C programs. This role will support program price monitoring, planning, and reinsurance placement, helping to inform underwriting decisions, strengthen cross-functional alignment, and deliver insights that directly impact growth and risk management. The ideal candidate combines technical excellence with insurance aptitude and the ability to influence stakeholders across the organization.

About You:

You’re an ACAS-credentialed pricing actuary who has worked across several P&C lines and is comfortable building from the ground up. You make sound pricing calls on thin experience data, using industry benchmarks, judgment and a clear statement of your assumptions. You build frameworks, monitoring tools and governance that make pricing consistent across a growing portfolio, and you keep them simple enough to maintain. You explain actuarial conclusions in plain terms to executives, underwriters and program partners, and you work closely with Underwriting, Claims, Finance and Reinsurance. You use SQL, AI tools and code to work faster, and you help develop the people around you.

What You’ll Do:

• Support actuarial pricing for program portfolios across multiple business lines including Property and Casualty lines
• Build the foundations to support accelerating program business growth
• Leverage Casualty expertise to design, refine, and maintain price monitoring frameworks that support sound underwriting decisions and sustainable profitability
• For property lines, collaborate on enterprise views of CAT, capital, and reinsurance costs
• Work closely with Underwriting, Claims, Finance, and Reinsurance teams to provide actuarial insights in program evaluation, treaty structuring, and risk assessment
• Implement governance protocols for pricing reviews, model usage, and program onboarding to promote consistency, transparency, and control
• Assist in defining data model requirements that enable team members to effectively and efficiently manage program performance

Must Haves:

• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related field
• ACAS with robust pricing experience
• 4 - 7 years of actuarial experience with broad exposure to pricing across multiple lines;
• Experience operating with limited experience data
• Demonstrated success in applying tools, frameworks, and best practices that drive pricing excellence
• Ability to clearly communicate actuarial concepts to executive stakeholders, underwriting teams, and external partners
• Actively supported team collaboration and development
• Proficiency with Excel, SQL, AI and possibly programming languages (e.g., R, Python)

Nice to Haves:

• Casualty pricing experience is preferred
• Prior program experience

The SF Bay Area (and New Jersey) base pay range for this role is $115,000- $155,000. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands.

Benefits and Perks:

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with:

• Relocation Assistance - Support available for qualified candidates relocating to one of our hub locations
• Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
• Equity -This position is eligible for equity compensation
• Training and Career Growth - Training and internal career growth opportunities
• Flexible Time Off - You know when and how you should recharge
• Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers
• Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion.

Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known.