We are hiring a Product Manager, Pay-ins to join our team in Singapore!

As our Product Manager, Pay-ins, you'll own the products that move money from customers to merchants. With Breeze acting as Merchant of Record, your work will span two core areas: real-time card payment transactions and merchant settlement, from the moment a customer makes a payment to the moment the merchant receives their funds.

Reporting to our CTO, you'll work very closely with our founding PM, as well as Engineering, Design, Operations, Risk, and leadership, to turn complex payment flows into reliable products. This is a hands-on role with room to shape the roadmap, make meaningful product decisions, and see your work directly impact the businesses running on Breeze.

We're looking for someone who thrives in fast-moving environments, wants meaningful ownership, and is excited to build rather than simply maintain.

What You'll Do

• Own the Pay-ins product lifecycle: Lead discovery, requirements, delivery, and iteration across payment acceptance and merchant settlement.
• Build core payment experiences: Improve how payments across cards, APMs, and crypto are initiated, processed, and tracked, with a focus on payment success, reliability, and a smooth checkout experience.
• Shape merchant settlement: Build capabilities that help merchants receive funds accurately and on time across different fund flows, payment methods, and regions, with clear visibility into settlement status and payment activity.
• Stay close to users and operations: Understand merchant needs and operational pain points, and turn them into clear requirements and practical solutions.
• Work closely with Engineering and Design: Navigate technical trade-offs, scope solutions, and ship improvements across customer-facing experiences and the systems behind them.
• Use data to drive decisions: Define success metrics, monitor payment and settlement performance, and identify opportunities to improve.
• Help set the direction: Prioritize the problems that matter most and shape the Pay-ins roadmap as Breeze scales.

What We're Looking For

• 3+ years of product management experience in fintech, shipping products end to end.
• Strong product judgment and the ability to turn complex workflows into clear, practical product experiences.
• Excellent communication skills, with the ability to align cross-functional teams and drive product decisions.
• Comfort working with data, defining metrics, and using insights to prioritize improvements.
• Experience working closely with engineers on technical products and navigating trade-offs.
• A builder mindset, comfort with ambiguity, and enthusiasm for taking ownership in a fast-moving startup.
• Excited to use AI and automation to work smarter and rethink existing processes.
• Based in, or willing to relocate to, Singapore.

Nice to Have

• Experience with card processing, APMs, crypto payments, cross-border payments, or merchant settlement. This is a strong plus.
• Experience in payments, especially Merchant of Record, PSP, or cross-border commerce.
• Experience at an early-stage or high-growth startup.

Why Breeze

• More than payments: We're building an intelligent infrastructure layer across payments, compliance, risk, fraud, chargebacks, reconciliation, and customer support.
• AI from the ground up: AI isn't an add-on. It's central to how we're building our products and how our teams operate.
• Successful and still early: We have meaningful traction and strong financial foundations while remaining early enough for new hires to have outsized impact.
• Built for the long term: Backed by Sequoia Capital, Multicoin Capital, and The Chainsmokers, we're exceptionally well-capitalized with the runway to think big.
• Real ownership: Lean teams, few layers, direct access to decision-makers, and the autonomy to make things happen.
• Hard problems: Work at the intersection of AI, payments, stablecoins, risk, compliance, financial infrastructure, and global commerce.
• Exceptional team: Work with ambitious, curious, low-ego people who move quickly and care deeply about what they build.
• Room to grow: As Breeze grows, strong performers can quickly expand their scope and take on bigger problems.

How We Work

• Act Now, Improve Later: Ship something real today. Move fast, learn from what happens, and make it better.
• Disagree and Commit: Debate hard before a decision. Once it's made, commit fully and make the outcome right.
• Customers First: When in doubt, start with what's most painful for the customer.
• Own It, End to End: Don't wait to be asked. If you see a problem, take responsibility for solving it.
• Default to Public: Share context openly so the whole team can move faster and learn from each other.
• High Standards, Genuine Warmth: Hold the bar high and treat people well. Be direct, rigorous, kind, and low ego.
• Outcomes Over Activity: We care about what ships, what works, and what moves the needle, not how busy you look.
• AI Forward, Always Learning: Experiment with new tools, automate the repetitive, share what works, and continuously rethink how you can work smarter.

Compensation Philosophy

We believe compensation should be fair, competitive, consistent, and transparent. We benchmark compensation against the market and establish thoughtful bands for each role, with compensation reflecting experience, skills, location, role scope, and expected impact. We don't believe pay should primarily depend on how aggressively someone negotiates. Eligible employees receive meaningful equity, so the people building Breeze can participate in the long-term value they help create.

Benefits & Perks

• Medical allowance: An annual allowance, prorated based on your start date, to support eligible health and wellness expenses, including health screenings, dental and vision care, insurance premiums, and eligible expenses for direct family members.
• Corporate medical insurance: Medical coverage for full-time employees in our Singapore office, including cashless GP visits at panel clinics, specialist outpatient care with GP referral, and teleconsultations.
• Gym & wellness: A monthly subsidy toward eligible fitness and wellness memberships, classes, and activities.
• Productivity budget: An annual budget, prorated based on your start date, for professional development, productivity tools, books, courses, and eligible home-office improvements.
• Equity: Meaningful ownership in the company you're helping build.
• Equipment: A new MacBook Air and whatever else you need to do your best work.
• Annual global offsite: We bring the global Breeze team together every year. Previous destinations include Bali and Singapore, with Japan coming next.

Benefits, allowances, and reimbursements are subject to applicable eligibility requirements, taxes, and statutory contributions. Benefits are not contractual and may be amended from time to time.

Location / Working Model

This role is in office and based in Singapore.

At Breeze, we value in-person collaboration and connection. As a lean and fast-moving startup, physical presence in the office is key to fostering teamwork and productivity, and helps us stay agile and aligned. Employees based in our Singapore office are expected to work on-site five days per week, and remote work is not available for full-time employees in our Singapore office.

In-office expectations may vary slightly depending on role, team, and business needs. Certain roles that require closer cross-functional collaboration or operational support may have additional requirements, which will be discussed during the interview process.

Our approach is designed to support meaningful in-person collaboration, team building, and real-time decision-making while providing flexibility where applicable. We believe this structure enables strong execution, close collaboration, and effective teamwork across our global offices.