Description: Join Kellogg Community Credit Union as a Consumer Underwriter at our Second St. branch!As the Consumer Underwriter, you will be responsible for assessing the creditworthiness of loan applicants and making decisions to approve or deny a variety of consumer loan applications with considerable loan authority. You will analyze financial and credit information provided by applicants to determine their ability to repay the loan in addition to promoting credit union products and services.RequirementsReview consumer and indirect loan requests and recommend approval or denialDetermine appropriate loan amount, interest rate, and terms based on the applicant's credit worthinessCalculate income and personal and business tax returnsIdentify collateral needs and payment plans for members applying for loans and assist in compliance and interpretation of supporting documentationHandle loans of complexity, value, and risk.Communicate with loan officers to resolve questions regarding applicant information, collateral information, loan decision, and prepare files for closingKeep current on industry trends, regulatory changes, consumer loan guidelines, and best practices in consumer lending.Collaborate on rate changes as neededEnsure that all Credit Union policies and procedures are in place and followed, advise on compliance and documentation issues.Create and maintain a courteous and professional relationship with internal and external members Requirements: Qualifications:One to Three years similar or related experience with a proven track record of handling complex casesAbility to review and analyze personal and business tax returnsAbility to analyze consumer credit reportsKnowledge of consumer lending regulations, terms and practices preferredStrong analytical and decision-making skills, with the ability to assess risk effectivelyStrong computer skills including the Microsoft SuiteStrong attention to detail, and excellent time management skillsEffective communication skills, written and oralAbility to interact with others on a regular basis and build relationshipsThis position requires extended hours during the week and on Saturdays, KCCU offers flexibility in scheduling to ensure extended hours are covered.The opening is in Battle Creek, Michigan.PM20PIdcb650b17f7e-2986